Residential Mortgage Applications

To recieve a mortgage application package, instructions and information on lending laws, please provide the information listed below. If you are unsure of your borrowing ability, you may first wish to be pre-qualified.

In the package that will arrive via snailmail, you will find a list of documentation to be executed and returned. Please feel free to contact us to review any of the information. For your convenience, a self-addressed stamped envelope will be supplied. The fees and charges associated with the mortgage are dependent on the state in which you reside and the type of mortgage that you choose. A list of these charges called a good faith estimate of closing costs will be provided.

Your Name

email address

Mailing address (and property address if different.)

Phone Number

What kind of transaction will this be?
Purchase
Pre-approval
Cash-out Refinance -- gives you cash in your hand.
No Cash-Out Refinance that covers the re-financing of the original balance only -- lowers your payment without giving you extra cash. A check to cover closing costs will be required at Settlement.
No Cash-Out Refinance with no cash out-of-pocket -- lowers your payment and covers closing costs.

Value of the property.
Desired mortgage amount.
Year property was purchased. (re-fi's only)

Is this your primary residence?
Yes.
No.

What type of mortgage do you currently have?
Conventional
FHA
VA
Jumbo (over $203,150)
Other

What is your current interest rate?

What is your current monthly mortgage payment? (Please include property taxes, homeowners insurance, mortgage insurance, principle and interest.)

If you are required to pay an "association fee," please enter the amount and frequency (ie $185/month.)

How long do you plan to own the property?

If you have a second mortgage, home equity loan or line of credit, please give a brief description of the terms -- balance, interest rate, fixed or adjustable, and most importantly, when you pulled money out last. (re-fi's only)

What type of mortgage(s) are you interested in obtaining?
30 year fixed rate
15 year fixed rate
7/23 -- rate is fixed for first 7 years
5/25 -- rate is fixed for first 5 years
3 year ARM
1 year ARM
FHA and VA
Other

Is there anything else you would like to tell us?


Well, that wasn't that easy? With this information, we can work as a team to devise a solid plan for your immediate and longer term goals.

Please press the submit button:

Thank you.